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NIL 101: What Families Get Wrong About Collectives

The money is real, the rules are murky, and the worst mistakes happen before a kid ever signs. A plain-English guide.

Desmond Okoro·Jul 22, 2026·7 min read

NIL changed recruiting overnight. The families who navigate it well share one trait: they treat it like a contract, not a windfall.

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A collective is not the school. Understanding that single distinction avoids most of the trouble we see.

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